allstate - employee benefits

A BIG IDEA for Small Business

Small Market Solutions from Allstate Benefits

If you run a small business, you’re pulled in a lot of directions. And as you’re trying to run – and grow – your business, you know how important it is to have a great team of employees supporting you. Research shows that generous employee benefits are a great way to attract and retain employees.

That’s why Allstate Benefits created Small Market Solutions. This unique product portfolio offers small businesses a menu of group voluntary benefits products to fit their unique needs – with the same generous coverage details usually reserved for larger

For Employers

Become an employer of choice without affecting your bottom line. Our coverage gives your employees financial peace of mind when they need it most. And as premiums are employee-paid, there’s no impact on your bottom line.

Attract and retain employees

Research shows that generous employee benefits are a great way to attract and retain employees. At the same time, experience tells us that employee benefits are one of the biggest expenses on your balance sheet.

Small Market Solutions is designed specifically for employers with fewer than 250 employees. The Small Market Solutions program offers our most requested, LIMRAranked, industry-leading group voluntary products in two highly competitive packages: one for employers with 3-99 employees, and another for employers with 100-249 employees. Competitive underwriting and streamlined enrollment make it easy to deliver the Good Hands® promise without adding to your bottom line.

Group Plan Designs

We know one size doesn’t fit all. With Small Market Solutions, you can choose the products and plan designs that best meet your employees’ needs.

Accident Insurance Accident Insurance

Today, active lifestyles in or out of the home may result in bumps, bruises and sometimes breaks. Accident insurance helps employees seek the treatment needed to be on the mend.

Choose from: 24-Hour and Off-the-Job coverage

Critical IllnessCritical Illness Insurance

No one is ever really prepared for a life-altering critical illness diagnosis. Medical coverage may only cover some of the costs associated with treatment. Our coverage helps provide financial support if an employee is diagnosed with a covered critical illness, so they can focus on getting better.

Disability InsuranceDisability Insurance

Disability insurance can help replace lost income and help ensure finances are not depleted when faced with a period of unexpected sickness or off-the-job injury.

Hospital IndemnityHospital Indemnity

Without any warning, an illness or injury can lead to a hospital confinement and medical procedures and/or visits, which may mean costly out-of-pocket expenses. With our Supplemental Health coverage, employees receive cash benefits for hospital confinements, payable directly to the employee.

Life InsuranceLife Insurance

If your employees are like most people, they don’t have enough life insurance to keep their families afloat if an unexpected death occurs. We offer coverage to help protect them from life’s uncertainties: Whole Life Insurance, with guaranteed rates for the life of the policy and a guaranteed death benefit; or Term Life Insurance, with the opportunity for a tax-free death benefit (after a consultation with their tax advisor)..